If another company is offering you a better price/product we will be the first to encourage you to switch away from us. However, often times if you found something less expensive it is because it is not apples to apples or it has been incorrectly rated. The best thing to do is have us review the other quote with you, to make sure you are making the right decision. Often the bottom line may be misleading. We are extremely confident in our rates so we should not get beat, but if we do we will tell you!