Blogs
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What Is Water Backup Coverage?
Water and sewer backup coverage is optional, affordable, and often missing from your homeowners policy. Learn what it covers, what it costs, and how to add it.
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What Should My Home Insurance Deductible Be?
Most homeowners carry a home insurance deductible between $1,000 and $2,500, and the average homeowners insurance deductible nationally falls right in that range. In coastal North Carolina, that number only tells half the story, because most policies here also carry a separate percentage deductible for wind and hail damage. Your deductible amount is the single…
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Age Of Roof And Insurance’s Role In Coastal NC
Homeowners in coastal North Carolina face new challenges regarding their insurance coverage, especially concerning the age of their roofs. Insurance companies are tightening their guidelines, requiring many homeowners to replace their aging roofs to maintain coverage. Understanding why this is happening and how you can be proactive will not only help you maintain your coverage…